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Why more Australians are downsizing to luxury apartments

There comes a point when a family home can start to feel like a lot of house when the number of occupants change as kids grow up and move out. The bedrooms that were once permanently occupied are used only occasionally, if at all. The backyard still needs maintenance, there’s more cleaning, more upkeep and more responsibility, even though fewer people may now call the property home.

For many Australians, that’s when the idea of downsizing begins to look less like giving something up and more like gaining something back. It’s a choice to have more time, freedom, convenience and financial flexibility. And the opportunity to choose a home that suits the way they want to live now.

Downsizing doesn’t mean retiring from work or stepping back from an active life. You might simply be ready to move on from a large house that has served its purpose exceptionally well.

It’s about finding the right-sized home for the next chapter of your life. So while you might be downsizing your property, you don’t have to downsize your life. In fact being located next to town centres and fringe CBD suburbs creates a whole new way of living, with an abundance of café’s, restaurants, pubs and night life, along with quick access to airports and other transport options.

Why more Australians are downsizing to luxury apartments

Australia’s changing households are creating changing housing needs. Australian Institute of Health and Welfare data shows that many older Australians have considerably more space than they regularly need. Among older Australians living with a spouse or partner, 76% had two or more spare bedrooms, while the figure was 65% for older people living alone.

Those rooms aren’t necessarily wasted. They may accommodate visiting children, grandchildren, friends, hobby spaces or home offices. But eventually, homeowners may start questioning whether maintaining an entire freestanding property remains the best use of their time and money.

ABS research has also found that wanting a smaller home or downsizing is an important reason older Australians move, demonstrating that this is already an established part of the Australian property journey. Luxury apartments offer one alternative: less property to maintain while retaining the space, comfort, quality and amenities people value.

When is the right time to downsize?

There is no specific age when someone should downsize. Typically it is driven by changing family circumstances. For some, the trigger is children leaving home. For others, it might be the desire to travel more, reduce maintenance, release equity from their property or move closer to family, friends and the places they enjoy.

And downsizing doesn’t necessarily coincide with retirement. Someone working full-time might decide they’d rather spend weekends enjoying their leisure time than maintaining a garden and large property. Another homeowner might downsize years after retiring.

Instead of asking “Am I old enough to downsize?”, homeowners are more likely to be asking “Does my current home still suit the way I want to live?”.

The benefits of downsizing your property

Downsizing can create benefits that extend well beyond having fewer rooms. A lower-maintenance property can provide more freedom to travel and less time spent cleaning, gardening or arranging repairs. Apartment living may also offer greater security and lock-up-and-leave convenience.

There can be financial considerations too. Selling a larger family property may release equity, while eligible Australians aged 55 and over can currently make a downsizer contribution of up to $300,000 from the proceeds of selling an eligible home into their superannuation. Couples may potentially contribute up to $300,000 each, subject to eligibility requirements. Anyone considering the financial implications of downsizing should seek appropriate financial and taxation advice for their individual circumstances.

For many people, financial considerations are not the main driver of the decision to downsize. They are focused on how they want to spend their time.

How to downsize from a house to an apartment

Before any plans are made to sell and move, downsizers need to consider what they genuinely want from their next home.

  • How many bedrooms are needed?
  • Do you expect to host visitors, guests or grandchildren?
  • Do you work from home?
  • How much do you entertain at home?
  • Do you need a lot of space for storage?
  • Would a generous terrace provide adequate outdoor space?
  • Do you have pets?

Contemporary apartments provide significantly more choice than many downsizers may expect, including expansive multi-bedroom residences with substantial living spaces, work areas and outdoor terraces with stunning views.

Shared on-site amenities can extend the home further, providing landscaped gardens, pools, gyms, wellness facilities, dedicated workspaces, libraries, entertaining areas and other spaces without requiring residents to maintain them individually.

As Anthony Falas, Head of Sales at TOGA, explains:
“Many downsizers aren’t looking for a small home. They still want generous living spaces, room for family and friends and exceptional quality. What they’re often looking to leave behind is the maintenance and responsibility that comes with a large freestanding property.”

Practical tips for downsizing to an apartment

A successful move starts well before moving day. Think first about how you use your current home, the furniture you have and the items you own that you genuinely love (rather than just what you have accumulated over many years). Then assess prospective apartments against those needs.

Look closely at storage, natural light, floorplan, accessibility, parking and private outdoor areas. Consider how easily furniture will fit and whether there are flexible spaces for guests, work or hobbies.

Don’t stop at the apartment door. Look around your prospective new neighbourhood and assess transport options and access to parks, cafés, restaurants, healthcare, shopping and proximity to family and friends. These are the things that have an enormous impact on day-to-day life.

If you need to commute to work one or more days a week, check for handy transport options that might include the new Metro, light rail or buses for fast access to Sydney CBD or North Sydney.

The goal isn’t simply to find a smaller property, it’s to find a home and neighbourhood that make life easier and more enjoyable.

Why empty nesters are choosing luxury apartment living

The departure of children from the family home is often the first time homeowners seriously reconsider how much space they need. But empty nesters may still want plenty of it.

Children come home, grandchildren stay during school holidays and friends visit. People work, host dinner parties, exercise, entertain and pursue personal hobbies at home.

Luxury apartment living can be particularly appealing because it can accommodate all these needs and more. Generous living spaces and up to four bedrooms can be combined with private outdoor areas and shared amenities, providing comfort without many of the maintenance responsibilities of a standalone house.

The result isn’t necessarily a dramatic reduction in lifestyle. On the contrary, it can be an upgrade in how easily that lifestyle is enjoyed.

Low-maintenance retirement living: A smarter way to live

Retirement can provide more freedom over how time is spent, making a high-maintenance property feel increasingly at odds with the lifestyle people want.

But low-maintenance retirement living doesn’t necessarily mean moving into a community designed only for retirees.

Many retirees prefer a luxury apartment within a diverse neighbourhood where they remain connected to people of different ages and life stages, local businesses, restaurants, parks, transport and a wider community.

For those buyers, this means having a home that requires less attention and effort while they get on with living their life.

Downsizing for retirees: What to consider before you move

Retirees considering downsizing should look beyond their immediate needs. Accessibility may become important as time goes on, so consider lift access, stairs, bathrooms, parking and how easily everyday services can be reached.

Location matters too. Proximity to healthcare, transport, shops, family, recreation and social networks can contribute significantly to long-term liveability. Quality and flexibility should also be considered.

As Paul Shaw, Executive General Manager, Development & Construction at TOGA, explains:
“Australia’s housing needs are changing as our population and households evolve. That creates an opportunity for developers to provide greater choice. Apartments are not simply smaller homes, but high-quality residences designed around how people want to live through different stages of life.”

That long-term thinking matters because the right downsizing decision should ideally provide a home people can enjoy for many years.

Luxury retirement living in Sydney: What buyers should look for

Luxury retirement living means different things to different people. For some, it’s beautiful architecture, generous spaces and exceptional finishes. For others, it’s being able to walk to a favourite café, having green space nearby, travelling without worrying about the house or living closer to children and grandchildren.

For many, it’s all those things together. When considering luxury apartments for retirement, look at the entire lifestyle rather than simply the residence. Consider security, accessibility and maintenance alongside shared amenities, surrounding green spaces, transport connections and the character of the neighbourhood.

Because luxury isn’t just about what you own, but also how easily you’re able to enjoy it.

Explore luxury apartments for sale in Sydney by TOGA

TOGA’s residential developments are designed around the diverse ways people want to live, combining quality architecture and construction with thoughtfully designed spaces, amenities and connected neighbourhoods.

For people considering downsizing, that can mean choosing a home that retains the qualities they love about their current lifestyle while leaving behind some of the responsibilities they no longer want.

Because downsizing doesn’t have to mean giving up the things you’ve worked hard to enjoy. For many Australians, it’s simply about having less to look after, and more time to enjoy what comes next.

FAQs about downsizing to a luxury apartment

When is the right time to downsize? There is no ideal age. Downsizing may make sense when your current property no longer suits your lifestyle, whether because of maintenance, unused space, travel plans, financial priorities or simply a desire to live differently.

Does downsizing mean moving to a much smaller home? Not necessarily. Luxury apartments can include multiple bedrooms, generous living and entertaining areas, workspaces, private outdoor spaces and extensive shared amenities.

Do I need to be retired to make a downsizer contribution to super? No. Eligibility is based on criteria including age and the sale of an eligible property rather than employment or retirement status. Seek financial advice to determine how the rules apply to you.

What should I look for when downsizing to an apartment? Consider floorplan, storage, accessibility, security, outdoor space and amenities alongside the surrounding neighbourhood, transport, healthcare and proximity to family, friends and the activities you enjoy.

At a glance

What to consider when downsizing to an apartment

  • The space you genuinely need for everyday living
  • Extra bedrooms or flexible areas for family, guests and work
  • Less maintenance without compromising on quality
  • Storage for the belongings that matter
  • Private outdoor areas and shared green spaces
  • Security and lock-up-and-leave convenience
  • Accessibility now and into the future
  • Proximity to family, friends, healthcare and essential services
  • Access to transport options including Metro, light rail, buses and the airport
  • Easy access to cafés, dining, recreation and shopping
  • Pet-friendly developments
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How to buy luxury real estate in Sydney

Luxury real estate is about more than an impressive address, beautiful architecture or premium finishes. Buying at the luxury end of Sydney’s property market means looking at the complete picture and understanding what will make a home exceptional to live in today and desirable well into the future.

Location remains fundamental, but so do design, construction quality, space, amenity, connectivity and the reputation of the developer behind the property. Then there’s perhaps the most important consideration of all: you and your lifestyle.

A luxury property should reflect the way you want to live, whether that means entertaining family and friends, working from home, travelling regularly, enjoying expansive outdoor spaces or having dining, entertainment, recreation and cultural attractions within easy reach.

With more choice across Sydney’s luxury real estate market, knowing what matters to you is a good place to start.

Understanding the luxury real estate market in Sydney

Sydney has one of Australia’s most diverse luxury property markets. Prestige freestanding homes remain highly sought after, while the evolution of luxury apartment living has given buyers significantly more choice in both property type and location.

Contemporary luxury apartments range from one and two-bedroom residences through to expansive multi-bedroom homes with generous living areas, outdoor terraces, workspaces and premium shared amenities.

This diversity means the luxury market is increasingly difficult to define by property type, postcode or price alone. Exceptional design and quality remain essential, but the experience a home provides has become just as important.

Sydney property market trends every luxury buyer should know

Perhaps one of the most significant changes in the Sydney property market is the way buyers define value. Space remains highly desirable, but buyers are increasingly considering how effectively that space works for them. Flexible floorplans, home offices, outdoor areas and shared amenities can all add value to everyday life.

Location is evolving in a similar way. A prestigious address remains appealing, but buyers are also considering connectivity, walkability and access to parks, restaurants, transport, employment and essential services. These changes are encouraging luxury residential developers to think beyond individual properties and consider the broader lifestyle and neighbourhood surrounding them.

As Paul Shaw, Executive General Manager, Development & Construction at TOGA, explains:
“Luxury residential development is increasingly about creating enduring places to live as well as exceptional homes. Buyers expect quality architecture, design and construction, but they also look at how a development connects with its neighbourhood and how well it will support the way people want to live for many years to come.”

How to buy luxury real estate in Sydney

Buying luxury real estate starts with understanding your priorities. Before comparing individual properties, consider what you’re trying to achieve. Are you buying a long-term family home, making a lifestyle move or looking for a property investment opportunity?

Think about how much space you need, where you spend your time and which aspects of your current lifestyle you want to retain or improve. It’s also worth considering your future needs. A home that provides flexibility for working, entertaining, visiting family or changing circumstances will continue to suit you for much longer. A pet-friendly development so your beloved pets will be welcome.

Once those priorities are clear, it becomes easier to look beyond the first impression and assess whether a property genuinely works for you.

What to look for in a luxury property in Sydney

The details that distinguish an exceptional property often reveal themselves over time. Architecture and interior design matter, but so do natural light, aspect, privacy, acoustics, storage, functionality and the relationship between indoor and outdoor spaces. Materials and finishes should not only look beautiful but be selected for quality and longevity.

For apartment buyers, shared spaces deserve similar consideration. Landscaped gardens, pools, gyms, wellness areas, workspaces, lounges and entertaining areas can effectively extend the home and become part of everyday life.

Then step outside the property. A beautiful home becomes even more appealing when it’s surrounded by a neighbourhood you genuinely enjoy.

According to Anthony Falas, Head of Sales at TOGA:
“Luxury buyers are incredibly considered in their decisions. They’re looking at design and finishes, but they’re also thinking about how the spaces work, the amenities they’ll use and what everyday life will feel like in that location. The strongest properties bring all of those elements together.”

Are apartments a good investment in Sydney?

Apartments can offer attractive investment opportunities, but like any property investment, there is no simple formula for success. Location, construction quality, scarcity, surrounding infrastructure, rental demand and the ongoing appeal of the neighbourhood can all influence long-term performance.

The development itself matters too. Apartment buyers should consider the developer’s track record, building design, strata arrangements, shared amenities and the supply of comparable properties in the surrounding area.

Luxury properties may also appeal to both investors and owner-occupiers, particularly where high-quality residences combine desirable locations with features that remain difficult to replicate.

Ultimately, every property should be considered on its individual merits and against the buyer’s own investment objectives.

Luxury apartments vs houses: Choosing the right property

As we explored in our recent look at luxury apartments versus houses, there is no universally “better” choice. A freestanding house provides private land, autonomy and extensive space. Luxury apartments provide lower-maintenance living, enhanced security, shared amenities and access to desirable locations where comparable houses may be scarce or not suitable for luxury buyers.

Luxury apartments are also challenging traditional assumptions about space. Multi-bedroom residences can incorporate substantial living areas, home offices, generous terraces and multiple entertaining spaces, while the wider development in which they are located could offer landscaped gardens, pools, gyms, rooftop terraces, workspaces, libraries and other amenities beyond the front door.

The decision is therefore less about what type of property you might assume is right for a particular age or stage of life and more about the type of home that suits you now and into the future.

Exploring luxury property developments in Sydney

Buying within a new luxury property development provides an opportunity to consider more than the individual residence. Look at the vision for the entire development.

  • How have buildings and shared spaces been designed?
  • How does landscaping contribute to the environment?
  • Is there a thoughtful relationship between private residences, communal areas and the surrounding neighbourhood?

For larger precinct developments, consider what additional retail, hospitality, recreation or community spaces are included and how they could contribute to everyday life.

The best developments don’t exist in isolation. They become part of the neighbourhood around them.

Why apartment developments in Sydney are attracting premium buyers

The evolution of apartment design has created new possibilities for buyers who may previously have assumed luxury property meant a freestanding house. Expansive residences, premium finishes and private outdoor spaces can now sit alongside amenities that would be difficult to replicate in an individual home.

There’s also the convenience factor. For people who travel regularly, and value security or simply prefer not to spend their leisure time maintaining a large property, apartment living can provide greater freedom.

Combine those benefits with sought-after locations and easy access to transport, dining, entertainment, recreation and green spaces and it’s easy to understand the growing appeal.

Choosing the right luxury residential developer

When buying a new luxury property, you’re investing in more than a home. You’re also placing considerable trust in the people responsible for creating it. It’s important to take a close look at the developer’s experience, track record and completed projects. Consider not only how those developments looked when they launched, but how they’ve become part of their communities over time.

Quality architecture and construction are critical, but a developer’s approach to landscaping, amenity, public spaces and place-making can also provide valuable insight into the thinking behind a project.

At the luxury end of the market, where expectations are understandably high, experience matters.

Discover TOGA’s luxury property developments in Sydney

For more than 60 years, TOGA has created residential and mixed-use developments across Sydney, combining thoughtful architecture and design with high quality construction and a focus on the places and communities they are part of and that they contribute to.

Today’s TOGA developments reflect the increasing diversity of luxury living, from thoughtfully designed apartments through to expansive multi-bedroom residences supported by premium amenities and connected neighbourhoods.

Because ultimately, buying luxury real estate isn’t simply about finding an exceptional property. It’s about finding an exceptional place to live.

FAQs about buying luxury real estate in Sydney

What should I look for when buying luxury real estate in Sydney? Consider location, architecture, construction quality, floorplan, natural light, privacy, outdoor space and surrounding amenity. For new developments, also consider the developer’s experience and track record.

Are apartments a good investment in Sydney? They can be, depending on factors including location, quality, scarcity, rental demand, ongoing costs and broader market conditions. Every investment should be considered against your individual circumstances and objectives.

What makes an apartment a luxury apartment? Luxury generally reflects a combination of exceptional architecture and thoughtful design, premium materials and finishes, generous and functional spaces, desirable locations and high-quality resident amenities.

How do I choose a luxury residential developer? Look beyond the current project to the developer’s history. Completed developments can provide insight into construction quality, design, amenity and how successfully their projects have become part of established communities.

At a glance

What to look for when buying luxury real estate in Sydney

  • A location that supports the lifestyle you want
  • Exceptional architecture, design and construction
  • Functional spaces designed around everyday living
  • Natural light, privacy and quality outdoor space
  • Premium materials and finishes selected for longevity
  • Shared amenities you’ll genuinely use and enjoy
  • Connectivity to transport, dining, recreation and essential services
  • A pet-friendly development so your pets are welcome
  • An established or evolving neighbourhood with long-term appeal
  • An experienced developer with a proven track record
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Luxury apartment vs house: Which fits your lifestyle?

The Australian dream has been the same for generations. Buy a house on a quarter-acre block with plenty of rooms, a large yard and maybe even a pool. Owning your own home remains the dream of most Australians but more than ever, buyers are starting to look beyond the walls when considering what they want in a home.

They are factoring in time, convenience, security, location and a desire for less travel and lower maintenance. They might also consider more freedom to travel, easy access to work, proximity to dining and entertainment and easy access to green space and parks.

When lifestyle factors enter the conversation, luxury apartments come into their own. New luxury developments now include a wide array of shared amenities that add new spaces and experiences to everyday life, right at the doorstep of residents.

At the same time, apartment design itself has evolved. From beautifully designed one, two and three-bedroom residences to expansive multi-bedroom homes incorporating workspaces, generous outdoor areas and premium amenities, today’s luxury apartment buyers have more choice than ever.

Which makes buying an apartment versus buying a house less about which property type is better and more about a much more personal question: does a luxury apartment or house better support the way you want to live?

Luxury Apartment vs house: Understanding the key differences

The traditional distinction seems straightforward. Houses generally offer more private land, greater autonomy and space to accommodate growing families, pets, gardens and changing needs.

Apartments have traditionally offered a different proposition: convenience, security, lower maintenance and the opportunity to live in locations where buying a comparable house may be difficult.

But the distinction is becoming less clear. Contemporary luxury apartments can provide generous internal and external living areas, multiple bedrooms with ensuite bathrooms, dedicated workspaces and access to gardens, pools, gyms, rooftop terraces and other shared amenities.

For buyers, that means the decision increasingly comes down to which combination of space, location, convenience and lifestyle matters most.

Buying an apartment vs buying a house: Which fits your lifestyle?

A useful place to start is not with the property, but with your lifestyle and how you want to live.

Questions you might ask include:

  • How much space do you genuinely use and need?
  • Do you enjoy maintaining a garden?
  • Do you work from home part or most of the time?
  • How often do you travel?
  • Do you have pets, and is the development pet-friendly?
  • Do you like having restaurants and cafés within walking distance?
  • Would you value access to a shared pool, gym or landscaped gardens?
  • Do you need a larger apartment to accommodate visiting relatives and friends?
  • Is access to transport such as Metro or light rail important to commute to Sydney CBD or North Sydney?

For a family who loves gardening and needs significant private outdoor space, a house may be the natural choice. For another family, a large-format apartment with multiple bedrooms, flexible workspaces and shared green spaces may provide everything they need in a more convenient location.

For others, including downsizers, they may want up to four bedrooms to accommodate visiting relatives, friends and the grandkids.

Similarly, luxury apartment living may appeal to young professionals, established families, downsizers or anyone who simply prefers the freedom of a lower-maintenance home that is located closer to services, recreation, dining and entertainment options.

The decision is less dictated by age or life stage, and more by lifestyle.

Benefits of living in an apartment instead of a house

One of the biggest benefits of apartment living is simplicity. External building maintenance and responsibility for shared areas are generally managed through strata, while security features can provide additional peace of mind. For people who travel regularly, the ability to lock the door and leave without worrying about securing or maintaining a large property can be particularly appealing.

Location is another important consideration. Apartment developments are often positioned close to public transport, employment, shopping, restaurants, parks and cultural attractions. For many residents, that means spending less time maintaining a property or travelling across the city and more time enjoying their leisure time.

Luxury apartment living vs luxury home living

Luxury property has always been about exceptional design, generous spaces, quality materials and superb craftsmanship. Standards continue to evolve, and buyer expectations continue to increase. A beautiful home remains central to the equation, but time, convenience, security, amenity and location have become important parts of the luxury experience too.

For some buyers, a freestanding luxury home with extensive private grounds remains the ultimate aspiration. Others prefer an architecturally designed apartment where beautiful private spaces are complemented by amenities and an established neighbourhood beyond the front door.

Both options are luxurious, but they reflect nuanced buyer preferences.

As Anthony Falas, Head of Sales at TOGA, explains:
“For many buyers, the decision isn’t simply apartment versus house. It’s about which type of home gives them the lifestyle they want. Space is still important, but so are location, convenience, security, amenities and having more freedom to enjoy their leisure time.”

Luxury apartment amenities that enhance everyday living

One of the most significant changes in luxury apartment living has been the expansion of the home beyond the individual residence. Depending on the development, residents may have access to landscaped gardens, rooftop terraces, pools, gyms, wellness spaces, lounges, libraries, dedicated work areas and places to entertain or connect with neighbours.

These spaces are extensions of each apartment, and are there to be enjoyed, rather than maintained.

Large-format apartment designs are evolving too. Residences can now incorporate multiple bedrooms, substantial living areas, large terraces or balconies, home offices and flexible spaces that respond to hybrid work and changing family needs.

As Paul Shaw, Executive General Manager, Development & Construction at TOGA, explains:
“Apartment living has changed as buyer expectations have evolved. Today, people are looking for greater choice in the way they live, while demanding beautifully designed residences with luxury appointments and expansive homes that combine multiple bedrooms, workspaces, outdoor areas and premium shared amenities. The focus is increasingly on creating homes that support different lifestyles without asking buyers to compromise on quality.”

Apartment vs house investment: Which offers better long-term value?

There is no universal answer to whether an apartment or house represents the better property investment. Land value has traditionally been an important contributor to the appeal of houses, while apartments can offer lower entry costs and strong rental demand in desirable, well-connected locations.

For either property type, long-term value can be influenced by factors including location, scarcity, construction quality, surrounding infrastructure, ongoing costs, rental demand and the changing appeal of the neighbourhood.

Apartment buyers need to look closely at the quality and track record of the developer, building architecture and design, strata arrangements and supply of comparable properties when deciding to invest in a luxury apartment.

Ultimately, the strongest property investment is one considered on its individual merits and the specific circumstances and goals of the investor, rather than dwelling type alone.

Why luxury apartments are becoming the preferred choice in Sydney

Sydney provides an interesting backdrop to changing property preferences. As the city grows and lifestyles evolve, buyers are looking for ways to combine high-quality homes with access to employment, transport, education, green space, dining and entertainment.

Apartment living can make that combination possible in locations where freestanding houses are scarce. In many cases, established houses require extensive (and expensive) renovations to meet buyer standards, or they come with significantly greater maintenance requirements.

Changing household structures, flexible working arrangements and a greater emphasis on lifestyle are also encouraging developers to create a broader range of apartment types. The result is greater choice for buyers who may once have automatically assumed their next home needed to be a freestanding house.

Exploring new apartment developments in Sydney

New apartment developments in Sydney reflect these changing expectations. Rather than simply maximising the number of residences within a building, leading developments are considering how people will experience their homes, shared spaces and surrounding neighbourhoods.

Flexible floorplans can accommodate working from home. Generous balconies and landscaped areas provide connections with the outdoors and offer options for entertaining at home. Shared amenities create additional opportunities for exercise, relaxation, work and socialising.

Larger-format residences are also challenging long-held perceptions about apartment living by providing the bedrooms, living spaces and flexibility traditionally associated with houses. It represents a broader evolution in apartment design: from providing somewhere to live to creating places designed around how people want to live.

Luxury apartments in Sydney for sale: What buyers should look for

When considering a luxury apartment in Sydney, beautiful finishes are high on the list, but they are only one part of the decision. Look closely at the floorplan and how comfortably it supports everyday life. Consider natural light, aspect, storage, private outdoor space, accessibility and the quality of shared amenities.

Beyond the building, explore the neighbourhood. Look for easy access to the new Metro, light rail and buses, as well as green spaces, cafés, restaurants, healthcare, education and proximity to everyday services will all influence how much you enjoy living there. Consider too if the development is pet-friendly so your beloved pets will be welcome.

It’s also important to consider the experience and reputation of the developer, construction quality, strata arrangements and how the surrounding precinct may evolve over time.

Discover luxury apartment living with TOGA

Across Sydney, TOGA creates residential developments designed around the changing ways people want to live. From thoughtfully designed apartments to expansive multi-bedroom residences, the focus is on combining quality homes with shared amenities, connected locations and neighbourhoods people genuinely enjoy being part of.

Because the choice between a luxury apartment and a house isn’t about choosing between more and less. It’s about deciding what you want more of.

More space might be the answer. Or it might be more convenience, more freedom, more connection and more time to enjoy the life you’ve built around and outside your home.

The right choice is always the one that works for you.

FAQs about luxury apartments and houses

Is it better to buy an apartment or a house in Sydney? Neither property type is inherently better. The right choice depends on your budget, preferred location, space requirements, maintenance preferences, lifestyle and long-term goals.

What are the main benefits of luxury apartment living? Luxury apartments can combine premium design and finishes with security, lower maintenance, desirable locations and shared amenities such as landscaped gardens, pools, gyms, dedicated workspaces, rooftop terraces and entertaining areas.

Are apartments a good long-term investment? Apartments can offer attractive long-term investment opportunities, but performance depends on factors including location, quality, supply, rental demand, ongoing costs and broader property market conditions.

What should I look for when buying a luxury apartment in Sydney? Consider the apartment’s design, floorplan, natural light, storage and outdoor space alongside building quality, shared amenities, strata arrangements, developer reputation, transport and the surrounding neighbourhood.

At a glance

What to consider when choosing between a luxury apartment and a house

  • The amount and type of space you genuinely need
  • Location and access to transport, work and everyday amenities
  • Private outdoor space versus shared gardens and recreation areas
  • Property maintenance and ongoing costs
  • Security and lock-up-and-leave convenience
  • Flexible spaces for working from home and changing needs
  • If the development is pet-friendly
  • Shared lifestyle amenities including pools, gyms and entertaining areas
  • Developer reputation and construction quality
  • Your investment objectives and long-term plans
  • The type of property that will meet your lifestyle needs

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